How much money is enough? (and how do I get it?) No doubt that question has floated through your mind at some point. For those people aged 45+, your brain probably sends you constant reminders of this as you're now starting to realise that time is running out and you need to start planning for the future. So if you feel like this, you're not alone. The reality is we all need to know how much money is enough - how much we need to fund and support our life going forward. For people with a big lifestyle, you need a big number. For those with a small lifestyle, that number is smaller. Whatever number you need (it is $1 million, $3 million, more or less?), the first step to achieving it is knowing your number. Secondly, it about planning to get it. This is where Luminosity Wealth helps you. We help you understand how much money you need based on the lifestyle you want for the future. We then outline the steps you need to take to achieve it. The end result - living the life you want without fear of ever running out of money, no matter what happens. It's why we have many clients who are living life, retiring earlier, with more freedom, more time, more choice whilst maintaining continuous clarity around their financial future. Stop hoping and start planning. Life is not a Rehearsal remember!

If you run your own business, you have an incredible opportunity that needs to be realised. That is, you have an asset that can help ensure you have enough money for the rest of your life. However, most small business owners need to think a little differently.  Consider this, when you set your prices, you have likely built into that price the cost of your staff, rent, operating costs and so forth. But have you built into your prices the most important cost of all? And that's your future desired lifestyle.